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Rental Deal Analyzer
A real pro-forma: NOI, DSCR, cash flow, cap rate, and cash-on-cash—fast.
BRRRR Calculator
Model the full Buy, Rehab, Rent, Refinance, Repeat strategy.
Cap Rate Calculator
Determine the capitalization rate for property valuation.
DSCR Calculator
Estimate DSCR from rent, expenses, and financing terms.
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Rental Deal Analyzer
A real pro-forma: NOI, DSCR, cash flow, cap rate, and cash-on-cash—fast.
Advanced assumptions
Hold period projection & IRR (pre-tax)
Projection uses simple annual growth assumptions (rent + expenses) and a standard amortizing loan balance. Pre-tax; excludes depreciation and income taxes.
| Year | NOI | Cash Flow | Loan Balance | Property Value | Equity |
|---|---|---|---|---|---|
| 1 | $17,976 | -$2,981 | $259,833 | $360,500 | $100,667 |
| 2 | $18,336 | -$2,622 | $256,974 | $371,315 | $114,341 |
| 3 | $18,702 | -$2,255 | $253,908 | $382,454 | $128,546 |
| 4 | $19,076 | -$1,881 | $250,621 | $393,928 | $143,307 |
| 5 | $19,458 | -$1,499 | $247,095 | $405,746 | $158,651 |
Offer guidance (max purchase price)
These “max price” numbers treat rent and operating expenses as independent of price (good for quick screening). Always sanity-check with local taxes, insurance quotes, and realistic reserves.
What is Rental Deal Analyzer?
A rental deal analyzer is a comprehensive calculator that evaluates the financial viability of an investment property by combining income projections, expense estimates, and financing terms to produce key metrics like NOI, cash flow, cap rate, and cash-on-cash return.
How this calculator works
A fast, investor-grade rental pro forma. Model income, vacancy, operating expenses, and financing to see NOI, DSCR, cash flow, cap rate, cash-on-cash, and a simple hold projection with IRR.
- NOI (monthly + annual)
- Mortgage P&I estimate
- Cash flow (monthly + annual)
- DSCR and break-even occupancy
- Cap rate and cash-on-cash
- Hold projection: sale proceeds + IRR (simple)
- Start with realistic rent (use comps, not the listing).
- Enter taxes/insurance and conservative reserves (vacancy, management, maintenance, capex).
- Set your financing terms and sanity-check DSCR + cash flow.
- Stress test: rent -10%, expenses +10%, rate +1%.
FAQ
What’s the difference between NOI and cash flow?
What operating expense assumptions should I start with?
What DSCR should I target?
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