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Cash Needed to Close
Estimate how much cash you’ll need for down payment, closing, and rehab.
Parcel Platform
Mar 4, 2026
Cash Needed to Close
Price $300,000 • 25% down
Total Cash Needed
$87,500
Down Payment
$75,000
Closing Costs
$7,500
Rehab + Reserves
$5,000
This is a planning estimate. Your lender, title company, and scope of work will determine the real cash-to-close.
How this calculator works
Cash needed to close is the total cash you’ll bring to the deal. For investors, that usually means down payment + closing costs + rehab budget (and sometimes reserves).
What it includes
- Down payment estimate
- Closing costs estimate
- Rehab budget input
- Total cash needed estimate
How to use it
- Enter purchase price and down payment percent.
- Add closing costs (use a percent estimate if you don’t know line items).
- Add rehab budget (include contingency if value-add).
- Use the total to sanity-check your financing and liquidity before making an offer.
FAQ
Does this include inspection and appraisal fees?
Not always. If you want a more conservative estimate, add those costs to your closing cost input.
What about reserves?
Some lenders require reserves. If you want to include them, add them as part of your rehab/other cash bucket for a conservative estimate.
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