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Refi Proceeds
Estimate new loan amount and net proceeds after refi costs.
Parcel Platform
Mar 4, 2026
Refi Proceeds
Value $450,000 • 75% LTV
Max New Loan
$337,500
Net Proceeds
$331,500
Net proceeds are estimated after subtracting payoff and refi costs. Use lender quotes for accurate LTV limits and costs.
How this calculator works
Refi proceeds estimate the maximum new loan and the net proceeds after refinance costs. It’s useful for BRRRR-style planning and equity extraction scenarios.
What it includes
- Max new loan (target LTV)
- Net proceeds after costs
- Optional payoff input for cash-out estimate
How to use it
- Enter value/ARV and your target LTV.
- Add estimated refi costs.
- If you have an existing payoff amount, add it to estimate net cash out.
- Use as planning guidance—actual lender terms determine final proceeds.
FAQ
Is this the same as cash-out refi?
They’re closely related. Cash-out refi focuses on how much cash you can pull out. Refi proceeds focuses on maximum loan and net proceeds after costs.
What value should I use (purchase price vs ARV)?
Use the value your lender will underwrite (often appraisal value). For BRRRR planning, ARV can be a useful estimate, but appraisal rules vary.
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