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Seller Net Sheet

Estimate what a seller takes home after payoff, commissions, and costs.

Parcel Platform
Mar 4, 2026
Seller Net Sheet
Sale $350,000 • Payoff $200,000
Estimated Net
$125,500
Commission
$21,000
Closing Costs
$3,500

Net sheet is an estimate. Actual nets depend on the settlement statement and local title/escrow fees.

How this calculator works

A seller net sheet estimates what a seller takes home after paying off their mortgage, agent commissions, and closing costs. It’s useful for negotiation and expectation-setting.

What it includes
  • Commission estimate
  • Payoff + concessions inputs
  • Net proceeds estimate
  • Simple breakdown
How to use it
  1. Enter the expected sale price and mortgage payoff.
  2. Set agent commission and estimated closing costs.
  3. Add any seller concessions or credits.
  4. Use the net estimate for negotiation context (final numbers come from closing).

FAQ

Does this include taxes or capital gains?
No. This is a cash-at-closing estimate. Taxes depend on the seller’s personal situation.
What other items affect net proceeds?
Repairs/credits, prorated taxes/HOA dues, title fees, and local transfer taxes can all move the final net.
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